Macau — Insurance

Healthcare is good by regional standards — a public hospital plus private options — and Hong Kong's world-class private hospitals are an hour away for anything serious, so a standard travel policy with medical cover suffices. Pharmacies are well stocked and English is workable in tourist areas.

Private clinics offer same-day discreet STI panels at moderate cost; Hong Kong's public system additionally offers anonymous testing if you're transiting there. PEP is available through hospital emergency departments — go immediately, within the 72-hour window.