Pakistan — Insurance

Carry comprehensive travel insurance that explicitly covers the regions you will visit and includes medical evacuation — many policies exclude areas under a government 'do not travel' advisory, which covers parts of Balochistan and the KP border belt. Serious care realistically means the major private hospitals (Aga Khan University Hospital in Karachi, Shifa International in Islamabad and comparable Lahore centres), which expect upfront payment or a valid insurer guarantee. Confirm that your policy covers repatriation and that you understand its exclusions before you travel, and verify the assistance and claims hotlines while you still have connectivity.