Iceland — Insurance

EEA visitors can use EHIC for public care; everyone else pays full price, and costs are high, so comprehensive travel insurance with medical evacuation cover is essential — especially if you plan highland or winter driving, where rescue and repatriation are the expensive scenarios. Check that policy adventure-activity clauses cover glacier walks or snowmobiling if booked.

Sexual-health services run through the public system: the national university hospital (Landspítali) in Reykjavík operates an STI outpatient clinic, and GPs can order tests. PEP is available via the hospital emergency department within 72 hours.