Germany — Currency & Money

Euro (EUR). Cash strongly preferred — Germany is famously card-resistant despite EU norms. Always have EUR 100–200 cash. Most brothels and FKK clubs are cash only. Sparkasse and Deutsche Bank ATMs free for their own customers; standalone ATMs charge fees.

Tipping: round up to nearest 5 EUR or add 5–10% in restaurants. FKK clubs: tip well for excellent providers.