Canada — Insurance

Canada's public health system does not cover visitors; a single ER visit can run CAD 1,000–5,000+. Buy travel insurance covering emergency medical, evacuation, and trip interruption before arrival — providers like World Nomads, SafetyWing, and Allianz are widely used. Keep the policy PDF and 24-hour assistance number offline.

For sexual health, walk-in clinics and provincial sexual health clinics (e.g. Hassle Free Clinic in Toronto, Options for Sexual Health in BC, Clinique l'Actuel in Montréal) offer STI testing on sliding-scale or low-cost bases; visitors pay out of pocket but fees are modest. Pharmacies (Shoppers Drug Mart, Jean Coutu, London Drugs) stock PEP by prescription and sell Plan B over the counter.